One of AT&T Universal Card account holders pages has a little ad: "'I'm finished with high-rate balances.' Consolidate you high-rate credit cards into one monthly payment and save money on interest."
My rate is now 20.030% APY. Gosh, what kind of "high-rates" are they talking of?
I wonder if I'm better off taking money out of a mutual fund to pay this high-rate balance and paying myself instead. But then I'll have to figure out the capital gains and report it on next year's taxes. And the price per share could go up getting me fewer shares when I put the money back. Or the reverse. Decisions, decisions!
